Sr Funding Specialist

Capital Bank MD
life insurance, parental leave, paid time off, paid holidays, tuition reimbursement, 401(k)
United States, Pennsylvania, Horsham
110 Gibraltar Road (Show on map)
Dec 03, 2024
Description About Us Capital Bank N.A. is headquartered in Maryland, serving our communities since 1999. We offer commercial and consumer banking services to clients in the DC metro area, alongside two nation-wide lending brands; Capital Bank Home Loans and OpenSky, a credit card division that offers and services credit cards across all states. OpenSky, a division of Capital Bank, NA, is an issuer of secured credit cards. We provide an entry-level credit product for consumers with a need to build or establish a credit history. The business is going through a phase of investment and rapid growth. OpenSky is a dynamic and entrepreneurial environment where you are limited only by your imagination. Come join a bank where our employees thrive and are engaged in meaningful work. For four years, American Banker named Capital Bank one of the "Best Banks to Work For" in the U.S. Position Purpose The main function of the Senior Funding Specialist is to facilitate various types of incoming & outgoing funds including security deposits, credit line increases and daily settlement. The Senior Funding Specialist will be responsible to fulfill periodic, deadline driven tasks as well a variety of requests as needed. Position Responsibilities Process all incoming and return funds daily Process all incoming chargebacks related to debit card payments Process all credit limit increases Complete all aspects of the funding process daily Communicate with vendors involved in the funding process Manage the Uncashed Check Process including monthly communication with cardholders Assist accounting with settlement and reconciliation of GL and DDA accounts daily Review accounting's reconciliation of DDA Manage the escheatment process including unclaimed property letter affidavits Serve as a resource on escalated and complex issues Manage funding volume and delegate to team members Provide guidance to team members and share insight to management Train and coach team members as needed Perform additional duties as assigned Minimum Education & Experience Bachelor's degree preferred, but not required 3-4 years of experience working in the financial services industry Familiar with basic accounting procedures Technical Knowledge and Skills Excellent written and verbal communication and interpersonal skills Ability to work successfully with wide variety of people in a team environment Detail oriented Ability to solve problems and use sound judgement Proficient with the Microsoft Office suite of products (Excel, Word, PowerPoint, etc.) Other Ability to travel as needed. Working Arrangements This is a hybrid role expected to work in office Monday, Tuesday, Thursday, and Friday. You will be able to work remotely on Wednesday. Compensation: Base Salary Range: $22.67 - $31.74 hourly. Final determination of where you are at in the salary range is based on numerous factors such as relevant experience, skill set, education, and ability to meet qualifications within the job description. Additional Compensation: This role will include a yearly annual target bonus based on individual performance. Why Join Us? Join a growing company with a culture that fosters an entrepreneurial spirit Comprehensive benefits package including Medical, Dental, Vision, Company Paid Life Insurance, Disability Insurance, and more! Company Contributions to your 401k - Regardless of your contribution Employee Perks: Paid Parental Leave, Employee Recognition Program, Leadership Program, Tuition Reimbursement Program, Employee Bank Checking Account, and much more! Generous Paid Time Off and Paid Holidays - Including Paid Charity Hours to support volunteer opportunities Supporting Businesses. Helping People. Strengthening Communities. Capital Bank, N.A. is an Affirmative Action, E-Verify, and Equal Opportunity Employer. Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor's legal duty to furnish information. 41 CFR 60-1.35(c)