Mortgage Loan Originator

Want to work for a company that cares about its community and its employees? We believe in making the place we live and work better every day.

We strive to succeed in business while also being valuable and compassionate neighbors. Come find your passion with us!

Mountain West Bank. Today. Tomorrow. Together.

At Mountain West Bank we're more than a job, we take pride in our culture and our employees. Our company has been in the Forbes Top 20 List for the past nine years and we continue grow and succeed. We offer excellent benefits including Medical, Dental, Vision, 401K plans, Profit Sharing, Employee Assistance programs and generous paid time off plans and more! This is full time, 40 hour a week position, consistent and regular attendance is imperative.

Mountain West Bank is looking for an eager, motivated Junior Mortgage Loan Originator (MLO) to join our Real Estate team in beautiful Coeur d'Alene, ID! This is an entry level Junior MLO position. The Real Estate Managers will provide training and mentoring with the goal of the position to ultimately be responsible for increasing branch referrals and outside sales by generating residential mortgage loans through solicitation of individual borrowers, real estate brokers, builders, and developers. This position is responsible for taking a residential mortgage loan application and offers or negotiates terms of a residential mortgage loan.

• Responsible for meeting sales volume and goals from internal and external referrals.
• Develops annual business plan in conjunction with Manager which details activities to follow which will focus on exceeding sales quota.
• Attend all sales meetings both in the residential lending department and branch.
• Develops qualified leads through internal and external referrals, canvassing, face to face cold calling, direct mail, and networking the real estate community.
• Establish and maintain customer referral relationships with realtors, builders, and developers;
• Maximizes all opportunities in the process of closing a sale resulting in the taking of market share from competitors.
• Responsible for identifying and building effective networks with other professionals to maximize revenue.
• Demonstrates the ability to counsel and pre-qualify home buyers, complete applications and obtain all necessary support documents along with appropriate fee and lock-in information in compliance with mortgage lending regulations.
• Oversee loan process by monitoring loan status and ensuring conformity with terms
• Assist in collecting any and all documentation and communicating loan status to all parties
• Compile, compute, and prepare handouts and finance information, such as closing costs and rate comparison sheets for realtors and builders. (All handouts and advertising must be approved by the Compliance department before distributing)
• Work with the processor in preparing the loan file for underwriting.
• Provide the processor with Investor guidelines when applicable
• Maintain current knowledge on mortgage products, underwriting guidelines, and industry regulations
• Responsible for sourcing and developing client relationships and referrals using branch personnel to capitalize on cross-selling opportunities.
• Maintain contact with customers in the market area to ensure high levels of customer satisfaction
• Must comply with applicable laws and regulations, including but not limited to, the Bank Secrecy Act, the Patriot Act, and the Office of Foreign Assets Control

Other Accountabilities and Responsibilities:

Regular and predictable attendance is an essential function of this job.

The above is a description of the ordinary duties of the position. It should be expected that from time to time, other duties both related and unrelated to the above may be assigned, and therefore, required.

Position Requirements:

1. High school diploma or equivalent.

2. 1 year minimum experience in residential lending OR sales/customer service experience with emphasis in financial lending

3. Have strong, well developed interpersonal skills in order to maximize business contacts and develop a working relationship with current and potential residential real estate loan customers, regulators, and secondary market contacts, as well as effectively lead and motivate a staff of subordinates.

4. Ability to multi-task and handle complex tasks efficiently. Strong organizational skills.

5. Strong analytical skills

6. Strong attention to detail

7. Working knowledge of Word and Excel

Preferred experience

1. Knowledge or MWB policy, procedures and products

COMPENSATION & BENEFITS: Starting salary is dependent upon relevant experience and may vary based on the geographic location of the position. We offer an extensive benefits package that includes, but is not limited to medical, dental, vision, and life insurance, a health savings account option, an Employee Assistance Program (EAP), a health rewards program, a 401(k) retirement savings plan, discounts on banking products and services, Paid Time Off (PTO) and holidays. Visit our website for more details!

COMPANY OVERVIEW: We are a family of banks whose unique local presence reflects the communities we serve. We welcome the opportunity to grow and change as our customers and communities do the same. Read our story, learn about our banks, and experience life at Glacier Bancorp, Inc. all from our website. Check it out!

We are an Equal Opportunity Employer and qualified applicants or employees will receive consideration for employment without regard to race, color, religion, national origin, sex (including pregnancy), sexual orientation, gender identity, mental or physical disability, genetic information, protected veteran status, or any other category protected by applicable federal, state or local laws.

Glacier Bancorp, Inc. does not sponsor applicants for work visas. All applicants must be legally authorized to work in the US.

No Recruiters or unsolicited agency referrals please.