Senior Portfolio Manager

The Senior Portfolio Manager will support the Corporate Banking lender in all aspects of the client relationship.

RENASANT BANK IS AN EQUAL OPPORTUNITY EMPLOYER

Work with Lender to collect financial and related data in order to determine the general credit worthiness of prospects and customers and determine the merits of the specific loan request
• Prepare the loan submission form, addendums, and other components of the loan submission package for both new and maturing loans
• Otherwise assist in all aspects of managing Lender's portfolio
• Ability to apply concepts such as fractions, percentages, ratios as it pertains to property evaluation
• Ability to interpret a variety of instructions furnished in written, oral, diagram, or schedule form
• Ability to communicate orally and electronically with lenders and others as to the evaluation and appraisal process
• Obtain and retain product knowledge
• Support the collection of past due loans
• Support the clearing of financial statement and documentation exceptions
• Direct financial information to commercial credit analysts for spreading and analysis
• Monitor new developments in lending, compliance with loan policies, and compliance with appropriate regulations
• Working knowledge of loan documentation and bank terminology
• Assist in preparation of various reports and submissions to credit administration and loan review
• Participate with Lender in ongoing marketing to include making direct sales calls to prospects and customers
• Perform other related duties as assigned

• A high school diploma or equivalent required; A Bachelor's degree in Finance and/or Accounting is preferred
• 3 years previous of lending experience or 5 years of job related experience
• Ability to read, analyze, and interpret general business periodicals, professional journals, technical procedures, and procedure manuals
• Ability to effectively present information and respond to questions from groups of managers, clients, customers, and the general public
• Financial and analytical skills
• Ability to interpret a variety of instructions furnished in written, oral, diagram, or schedule form
• Strong verbal and written communication skills
• Knowledge of Federal laws and regulations related to commercial lending and other related policies
• Ability to analyze a credit application for completeness and for documents needed on loans
• Ability to operate computer and to be proficient with Word, Excel, and Power Point, as well other internal Bank programs and systems
• Ability to travel for events, business development, and training

Physical Demands

The physical demands described are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. While performing the duties of this job, the employee is frequently required to stand or sit; kneel, stoop, or squat; use hands or fingers to handle or feel objects, tools or controls; reach with hands and arms, and talk or hear. The employee is occasionally required to walk. The employee must occasionally lift and /or move up to 25 pounds. Specific vision abilities required by this job include close vision, peripheral vision, depth perception and the ability to focus.

Work Environment

The Bank's professional working environment requires employees to communicate effectively, both verbally and in writing. Employees must demonstrate strong interpersonal skills when working closely with internal business partners and external clients. Employees may be exposed to confidential and propriety information within the working environment, therefore, must uphold confidentiality at all times. Due to the possibility of being exposed to high risk situations (i.e. robbery), detailed instructions and procedures are required to be followed at all times to safeguard the Bank's employees, customers, and assets.

The above is intended to describe the general content of and requirements for the performance of this job. It is not to be construed as an exhaustive statement of duties, responsibilities, or requirements. The principal duties and responsibilities enumerated are all essential job functions except for those that begin with the word "May".

This job description is intended to describe the normal level of work required by the person performing the work. The principle duties outlined are the essential responsibilities and duties. Other duties may be assigned as needs arise. Job requirements and/or processes may be modified to reasonably accommodate persons with a disability as required by law.

This description is not intended as a contract and is subject to change. Any written contractual agreements supersede this job description.