Senior Business Analyst

Capital Bank MD
life insurance, parental leave, paid time off, paid holidays, tuition reimbursement, 401(k)
United States, Maryland, Rockville
Mar 19, 2025
Description Position Purpose As a Senior Business Analyst within OpenSky, you will have the opportunity to leverage advanced analytics and strategic thinking to solve challenging business problems. We are looking for a results-focused individual with exceptional analytical skills and business judgment and experience with SQL and Python. You will play a pivotal role in developing lending strategies by leveraging data-backed decisioning. You will be part of a collaborative environment that values your input, and you will have the opportunity to develop strategies that have a positive impact on customers and financial performance. Prior experience with credit analytics and consumer lending is a must. Position Responsibilities Perform credit analysis using advanced analytics in SQL and/or Python Analyze and optimize lending strategies, including approve/decline policy and credit line assignment Develop recommendations on credit strategies based on performance analysis, resiliency testing, and business judgment Present data-backed recommendations to leadership based on your analysis Build and/or leverage valuation models to inform credit policy recommendations Establish testing and monitoring plans Proactively monitor credit risk and performance, identifying whether policy adjustments are needed Partner with cross-functional teams to implement strategies Education and Experience 1-5 years of experience in advanced analytics, including developing credit policies Bachelor's degree in quantitative field (e.g. Statistics, Data Science, Engineering, Economics, Finance, Business) Technical Knowledge and Skills Exceptional results-focus and relentless persistence in solving problems A proven track record of decision making and problem solving based on analytics Exceptional critical thinking skills with attention to detail Highly proficient with analytical tools such as Python and SQL Successful track record of thriving in a fast-paced environment Proven ability to clearly and effectively communicate complex analytical insights to both technical and non-technical audiences Working Arrangements This is a hybrid role expected to work in office Monday, Tuesday, Thursday, and Friday. You will be able to work remotely on Wednesday. Compensation Base Salary Range: $88,939 - $118,955 annually. Final determination of where you are at in the salary range is based on numerous factors such as relevant experience, skill set, education, and ability to meet qualifications within the job description. Additional Compensation: This role will include a yearly annual target bonus based on individual performance. Why Join Us? Join a growing company with a culture that fosters an entrepreneurial spirit Comprehensive benefits package including Medical, Dental, Vision, Company Paid Life Insurance, Disability Insurance, and more! Company Contributions to your 401k - Regardless of your contribution Employee Perks: Paid Parental Leave, Employee Recognition Program, Leadership Program, Tuition Reimbursement Program, Employee Bank Checking Account, and much more! Generous Paid Time Off and Paid Holidays - Including Paid Charity Hours to support volunteer opportunities Supporting Businesses. Helping People. Strengthening Communities. Capital Bank, N.A. is an Affirmative Action, E-Verify, and Equal Opportunity Employer. Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor's legal duty to furnish information. 41 CFR 60-1.35(c)