Treasury Management Senior Product Manager- Fraud and Liquidity

Position Summary:

We are seeking a highly skilled and experienced Senior Treasury Management Product Manager to lead the Fraud & Liquidity team in the development, enhancement, and management of fraud mitigation and liquidity management solutions. This role will drive strategic initiatives, product innovation, and risk mitigation strategies to assist corporate and commercial banking clients optimize cash flow, manage their deposits efficiently, and safeguard against fraud risks.

Key Responsibilities:

Product Strategy & Innovation

• Develop and execute a strategic roadmap for the products and services listed below aligning with market trends, customer needs, and business objectives.
  
  
  
  • Commercial deposit account and liquidity management solutions, including analyzed deposit accounts, account reconciliation, cash concentration, sweeps, and ZBAs;
  • Fraud mitigation products, including account validation services, positive pay, transaction filters/blocks, and AI-based fraud detection tools.
  
  
  
  
• Lead product lifecycle management, including enhancements, new product development, and sunset strategies.
• Monitor competitive landscape and conduct benchmarking to maintain a strong market position.

Revenue Growth & Market Expansion

• Define and implement strategies to increase product adoption, transaction volume, and revenue growth.
• Partner with Sales and Market Execution teams to develop and execute go-to-market strategies.
• Establish pricing strategies and revenue models that balance profitability with competitive positioning.
• Drive cross-sell and upsell initiatives within Treasury Management and broader bank solutions.

Client Experience & Operational Efficiency

• Work closely with Implementations, Support, and Technology teams to enhance customer experience and working capital optimization.
• Champion digital transformation initiatives, focusing on automation and self-service capabilities.
• Lead voice-of-customer (VoC) programs, gathering insights to improve product usability and value.
• Ensure seamless integration between digital banking, payable, and receivables for a holistic client experience.

Risk, Compliance & Regulatory Management

• Stay up to date on regulations, compliance requirements, and fraud prevention strategies.
• Work with Legal, Compliance, and Risk Management teams to ensure all solutions adhere to industry and regulatory standards.
• Implement risk mitigation strategies, particularly around fraud prevention and payment security.

Leadership & Team Collaboration

• Serve as a subject matter expert on fraud and liquidity topics, providing insights to clients, senior management, and internal stakeholders.
• Guide the team in the development of business cases, product roadmaps, and go-to-market strategies for fraud and liquidity solutions.
• Collaborate with Technology, Finance, Technology, and Sales teams to align product strategy with corporate goals.
• Represent the company in industry conferences, client forums, and vendor engagements.

Qualifications & Experience:

• Bachelor's degree in Business, Finance, Economics, or a related field (MBA preferred).
• 7+ years of experience in treasury management, fraud prevention, liquidity management, or a related banking product role.
• Strong knowledge of working capital optimization, fraud mitigation technologies, regulatory compliance, and account analysis systems.
• Experience managing end-to-end product lifecycles, including strategy, development, implementation, and risk management.
• Proven ability to collaborate with technology, operations, and sales teams to drive product success.
• Strong analytical, problem-solving, and project management skills.
• Excellent communication and presentation abilities to engage with executives, clients, and cross-functional teams.

Preferred Skills:

• Experience with emerging payments, APIs, and AI-driven fraud detection.
• Knowledge of corporate banking and commercial treasury services.
• Familiarity with treasury technology platforms and ERP integrations.

Why Join Us?

• Be at the forefront of shaping the future of payments in treasury management.
• Work in a collaborative, innovative, and client-centric environment.
• Enjoy a competitive compensation and benefits package, along with opportunities for professional growth.