VP, Relationship Manager

Position Summary: The Relationship Manager is responsible for management, supervision and direction of all commercial direct and indirect loan activities. Ensures maximum overall profitability of lending activities. Recommends and implements loan policies and objectives, and is accountable for the entire loan portfolio.

Essential Duties & Responsibilities

• Interviews applicant and requests specified information for loan application.

• Requests applicant credit reports, background checks, reference checks, and other information pertinent to loan applicant's evaluation.

• Analyzes applicant financial status, credit, and property evaluation to determine feasibility of granting loan or submits application to credit analyst for verification and recommendation.

• Corresponds with or interviews applicant or creditors to resolve questions regarding application information.

• Compiles loan package and facilitates negotiation of loan structure with applicant, including fees, loan repayment options, and other credit terms.

• Approves loan within specified limits or refers loan to loan committee for approval.

• Ensures loan agreements are complete and accurate according to policy.

• Assures timely loan closing and funding activities.

• Identifies and analyzes potential loan markets to develop prospects for commercial loans.

• Advises loan manager of external factors that may affect establishment lending policies, such as new or revised legislation and regulations. Recommends and implements appropriate changes to establishment policies and procedures.

• Promotes and cross-sells other establishment products and services as appropriate to customer requirements.

• Provides loan data to support marketing and sales promotion programs.

• Keeps abreast of loan regulations and compliance issues through formal and informal training.

• Adhere to Triumph's core values

• Other duties as assigned.

Education & Experience

• Bachelor's Degree in Business or Finance preferred or a combination of banking experience and /or degree.

• Three to eight years of related banking experience required.

Skills & Abilities Required

• Detail oriented with strong organizational skills

• Solid knowledge of Microsoft Word, Excel, and Outlook

Work Environment

The work environment characteristics described here may be encountered while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

• Moderate noise (i.e. business office with computers, phone, and printers, light traffic).

• Ability to work in a confined area.

• Ability to sit at a computer terminal for an extended period of time. Occasional stooping or kneeling may be necessary.

• While performing the duties of this job, the employee is regularly required to stand, sit, talk, hear and use hands and fingers to operate a computer keyboard and telephone.

• Specific vision abilities are required by this job due to computer work.

• Light to moderate lifting is required.

• Regular, predictable attendance is required.

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