Portfolio Relationship Manager

POSITION SUMMARY

The Portfolio Relationship Manager position will help manage overall performance and service of a loan portfolio of Verve, Credit Union, and ensure compliance with financial policy. This position will help service specific Verve, a Credit Union loans.

POSITION RESPONSIBILITIES

Portfolio Management:

• Help manage commercial relationships by analyzing financial data to determine the merits of specific loan requests, as well as aggressively managing the member relationship with relation to retention, reviews, renewals, collections/workouts and general member inquiries.
• Assist with due diligence/analysis of new and existing member relationships and assist with preparing offer sheets and commitment letters.
• Works closely with the Team to coordinate the documentation, clearing of conditions, closing, booking and timely loan package completion, along with post-closing quality control reviews of the documentation.
• Partner with the Lender to serve as a point of a contact for the member; acting as a liaison to the internal business partners and staff of BLG and owning CU's.
• Help Create credit presentations on specific loans and participate in the CU Loan Approval Process, recommending approval and appropriate structure of credits, as needed.
• Manage the renewal process by working with Lenders, the member and Underwriting staff, and developing/maintaining an appropriate tracking and reporting system to measure compliance with policy requirements.
• Must comply with all Credit Union policies and procedures, applicable laws and regulations, including but not limited to, the Bank Secrecy Act, the Patriot Act and the Office of Foreign Assets Control.
• Additional duties as assigned.

EDUCATION AND EXPERIENCE

• Minimum of 3 years of experience managing a commercial loan portfolio or conducting credit analysis related to commercial loans.
• Preparatory experience may be considered.
• Successful completion of a post-secondary education program related to finance, business or a related field is preferred.

KEY COMPETENCIES

• Competent understanding of business financial statements.
• Maintain confidentiality.
• Strong organizational skills.
• Strong attention to detail.
• Self-motivated.
• Exceptional customer service skills.
• Strong work ethic and sense of personal responsibility.
• Works well in a team environment.
• Good written and verbal communication skills.
• Accurate and efficient data entry skills.
• Ability to multi-task effectively.
• Ability to meet tight deadlines while maintaining accuracy.
• Ability to support the vision and direction of senior management and effectively carry out related duties.

PHYSICAL DEMANDS AND WORK ENVIRONMENT

• Work Environment: Business office, the noise level in the work environment is usually quiet to moderate.
• Travel: Occasional travel required, generally with the State of WI, to meet with Members. May require occasional overnight stays.
• Physical Requirements: Ability to sit or stand at a desk the majority of the workday; talk or hear; stand or walk occasionally. While performing the duties of this job, the team member is typically utilizing a computer, keyboard and phone. May occasionally reach with hands and arms; stoop, kneel, and crouch. The employee may occasionally lift and move up to 30 pounds.

WHAT DO WE OFFER?

BENEFITS

• Medical, dental and vision insurances
• Supplemental insurances
• Pre-tax and Roth 401(k) Safe Harbor options
• Flexible spending accounts
• Health Savings Account (HSA)
• Paid time off (PTO)
• Paid holidays, including birthday
• Bereavement and pet leave
• Basic Life/AD&D, short-term and long-term disability coverage at no cost
• Voluntary Life/AD&D
• Employee Assistance Program

The above information has been designed to indicate the general nature and level of work performed by persons within this job this job classification. It is not designed to contain or be interpreted as a comprehensive inventory of all the duties, responsibilities, and qualifications required of persons assigned to this job. Additional duties may be required to perform the job effectively.