Managing Counsel - Insurance Attorneys (Product & Distribution)

At Allstate, great things happen when our people work together to protect families and their belongings from life's uncertainties. And for more than 90 years, our innovative drive has kept us a step ahead of our customers' evolving needs. From advocating for seat belts, air bags and graduated driving laws, to being an industry leader in pricing sophistication, telematics, and, more recently, device and identity protection.

Job Description

• Provide proactive, business-focused legal guidance on Property & Casualty insurance matters
• Serve as a trusted legal partner on complex, cross-functional initiatives
• Draft, review, and negotiate moderately complex agreements and legal documents
• Conduct legal research to interpret laws, regulations, and industry standards
• Advise stakeholders on regulatory developments, compliance requirements, and risk mitigation
• Collaborate across Law & Regulation to align legal strategy and execution
• Support internal legal strategy, communications, and planning efforts

This role is deeply embedded in the Product organization, providing end-to-end legal support for insurance product development and regulatory approval.

Primary focus includes:

• Policy drafting, revisions, and state filings
• Regulatory research, DOI engagement, and objection management
• Advising Product, Pricing, and Underwriting on compliance and risk
• Supporting regulatory market conduct exams and rate reviews
• Providing strategic legal guidance on product design, rollout, and lifecycle management

This role supports both Product and Distribution, serving as a legal bridge between product approval and market deployment.

In addition to core Product responsibilities, this role:

• Advises on how approved products are distributed across multiple channels, including Exclusive Agents (EAs), Independent Agents (NatGen/IA), and Direct channels
• Provides legal guidance on distribution strategy, rollout sequencing, and compliance considerations
• Reviews and advises on distribution-facing materials, including agent communications, training content, and sales enablement materials
• Supports enterprise initiatives focused on growth, retention, and lowering cost of acquisition
• Partners with Distribution leadership on forward-looking strategy and operating model evolution

• Juris Doctor (JD) from an accredited law school
• Active law license in good standing in at least one U.S. jurisdiction

• 7+ years of legal experience within the insurance industry, with a strong background in Property & Casualty, preferably Personal Property Lines (PPL).
• Deep familiarity with insurance operations and products; direct product development experience is not required, but candidates must demonstrate a strong command of Allstate's products in the market.
• Demonstrated curiosity, interest, or hands-on experience with artificial intelligence, generative AI, and emerging intelligent systems. Ability to engage on legal and regulatory considerations related to AI adoption while enabling innovation, efficiency, and scalable legal support models within a highly regulated insurance environment.
• Experience advising business partners in fast-paced, ambiguous environments, translating complex legal and regulatory requirements into practical, business-oriented guidance.
• Exposure to distribution, regulatory, underwriting, claims, or enterprise insurance operations is highly valued.
• Demonstrated experience partnering with cross-functional stakeholders across Product, Distribution, Pricing, or Regulatory teams.

Skills

Compensation

The candidate(s) offered this position will be required to submit to a background investigation.

Joining our team isn't just a job - it's an opportunity. One that takes your skills and pushes them to the next level. One that encourages you to challenge the status quo. One where you can shape the future of protection while supporting causes that mean the most to you. Joining our team means being part of something bigger - a winning team making a meaningful impact.

Allstate generally does not sponsor individuals for employment-based visas for this position.

Effective July 1, 2014, under Indiana House Enrolled Act (HEA) 1242, it is against public policy of the State of Indiana and a discriminatory practice for an employer to discriminate against a prospective employee on the basis of status as a veteran by refusing to employ an applicant on the basis that they are a veteran of the armed forces of the United States, a member of the Indiana National Guard or a member of a reserve component.

For jobs in San Francisco, please click "here" for information regarding the San Francisco Fair Chance Ordinance.

For jobs in Los Angeles, please click "here" for information regarding the Los Angeles Fair Chance Initiative for Hiring Ordinance.

To view the "EEO Know Your Rights" poster click "here". This poster provides information concerning the laws and procedures for filing complaints of violations of the laws with the Office of Federal Contract Compliance Programs.

To view the FMLA poster, click "here". This poster summarizing the major provisions of the Family and Medical Leave Act (FMLA) and telling employees how to file a complaint.

It is the Company's policy to employ the best qualified individuals available for all jobs. Therefore, any discriminatory action taken on account of an employee's ancestry, age, color, disability, genetic information, gender, gender identity, gender expression, sexual and reproductive health decision, marital status, medical condition, military or veteran status, national origin, race (include traits historically associated with race, including, but not limited to, hair texture and protective hairstyles), religion (including religious dress), sex, or sexual orientation that adversely affects an employee's terms or conditions of employment is prohibited. This policy applies to all aspects of the employment relationship, including, but not limited to, hiring, training, salary administration, promotion, job assignment, benefits, discipline, and separation of employment.